The life insurance companies that provide structured settlements all carry excellent ratings, generally A+15 or A++15. These are some of the strongest companies in the industry, and in some cases have been in business for over 150 years.
However, some cases are large enough where we recommend splitting the structure between two or three separate companies. This increases peace of mind knowing there are multiple companies a client can count on for their future security. Other times we will split-fund the case with certain companies receiving the short term payments and others receiving longer term payments. This option allows us to take advantage of each company’s specific pricing to increase the benefits. Either way, we provide rather than give give these options to the client and their families and they make their choice.